Sarcouncil Journal of Economics and Business Management
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Sarcouncil Journal of Economics and Business Management
An Open access peer reviewed international Journal
Publication Frequency- Monthly
Publisher Name-SARC Publisher
ISSN Online- 2945-3593
Country of origin- PHILIPPINES
Impact factor- 3.1
Language- English
Keywords
- Accounting, Administrative System, Brand Innovation and Brand Management, Business, Management, Business Economics, Business Policy and Strategy, Critical Management Studies, Data Management, Design Management, Economic Management, Educational Management, Emerging Technology
Editors

Dr Hazim Abdul-Rahman
Associate Editor
Sarcouncil Journal of Applied Sciences

Entessar Al Jbawi
Associate Editor
Sarcouncil Journal of Multidisciplinary

Rishabh Rajesh Shanbhag
Associate Editor
Sarcouncil Journal of Engineering and Computer Sciences

Dr Md. Rezowan ur Rahman
Associate Editor
Sarcouncil Journal of Biomedical Sciences

Dr Ifeoma Christy
Associate Editor
Sarcouncil Journal of Entrepreneurship And Business Management
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Volume 4, Issue 12 (2025)
Table of Content
Research Articles
Strategic Transformation of Enterprise Sales through Consultative Selling Models
December 25, 2025
Rahul Chhibber,
Consultative Selling,
Enterprise Sales Performance,
Strategic Leadership,
Digital Enablement,
Value Co-Creation,
Customer Trust,
Sales Transformation,
Revenue Growth.,
The increasing complexity of enterprise buying env
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Public Infrastructure Investment and Regional Economic Development: A Review of U.S. Strategies for Stimulating Growth in Economically Distressed Areas
December 25, 2025
Gideon Oduro,
Jehu Emefa Nii-Laryea Laryea,
Public infrastructure,
regional economic development,
place-based policy,
spatial inequality,
economic multipliers,
regional disparities.,
Public infrastructure investment is a crucial fact
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Impacts of Climate Change on Public Expenditure for the Agricultural Sector of Selected OECD Countries
December 20, 2025
Thi Phuong Thao Le,
Thi Ha Vy Doan,
Climate change,
impacts of climate change,
agricultural sector,
public expenditure,
climate outcomes.,
Agriculture is one of the sectors most affected by
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FinTech for the Unbanked: Global Models and Their Applicability to U.S. Financial Inclusion Efforts
December 17, 2025
Rachael Akalia,
Valerie Colley,
FinTech,
financial inclusion,
mobile money,
unbanked,
digital payments,
regulation,
M-Pesa.,
Financial exclusion is a long-standing problem, an
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Determinants of Rising Living Costs and its Influence on Financial Distress and Overall Life Satisfaction Among Households in the Maldives
December 11, 2025
Maryam Shua Hameed,
Zubair Hassan,
Inflations,
Goods and service tax,
Household income,
Rent,
Utility costs,
Financial distress,
life satisfaction.,
The purpose of this conceptual analysis is to show
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Impact of Digital Transformational Leadership on High Performance Work Culture Mediated by the Adoption of Artificial Intelligence in Organisations
December 11, 2025
Mueen Majid,
Ibrahim Athif,
Nahil Ahmed Siddeeq,
Zubair Hassan,
Digital Transformational Leadership,
Artificial Intelligence,
High-Performance Work Culture,
AI adoption,
AMO Framework.,
This conceptual paper integrates digital transform
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From Good to Great: A Conceptual Integration of Level 5 and Transformational Leadership Theories
December 11, 2025
Aishath Abeera,
Fathimath Hilmy,
Zubair Hassan,
Good to Great,
Personal humility,
Professional will,
Transformational leadership,
Sustainable organizational excellence,
Organizational culture,
trust and discipline.,
The purpose of this conceptual paper is to review
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Innate Psychological Resources, Cultural Intelligence, and Cross-Cultural Adaptation: A Pre-Hire Selection Framework for Employee Performance in Maldivian SMEs
December 11, 2025
Kiram Ahmed,
Zubair Hassan,
Innate psychological resources,
Cultural Intelligence,
Cross-Cultural Adjustments,
Employee performance.,
The purpose of this conceptual paper is to explore
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The Evolution of Forensic Accounting in Combating Financial Crimes in the U.S. Corporate Sector
December 10, 2025
Tracy Obodai,
Abigail Asiedu Appiah,
Evolution of Forensic Accounting,
Financial Crimes,
U.S. Corporate Sector.,
Globalization, technological innovation, and the c
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A Theoretical Framework for Actuarial Risk Mitigation in Healthcare Insurance Systems
December 04, 2025
Felix Okumu,
Esther Esi Assan,
Healthcare Insurance,
Actuarial Risk Mitigation,
Systemic Risk,
Stress Testing,
Reinsurance Design.,
The health insurance industry in the U.S. is incre
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