Sarcouncil Journal of Engineering and Computer Sciences

Abstract: For banking and payment systems in divided setups, cloud-native strength is a must to keep things running without fail. Changing from single-block systems to new ones based on microservices makes it harder to keep systems dependable when lots of transactions happen every day. Event-driven designs that use divided streaming platforms are very important for these strong systems. These platforms deliver messages in the right order and can grow by copying data. Microservice strength methods, like circuit breakers and automatic retries, protect against big failures. Also, these methods keep services going when there are many people using them. If teams watch things as they happen, they can find problems early and fix them before consumers have issues. Automated reconciliation verifies that transactions are correct throughout the system. Compliance tools help meet rules by watching what happens and finding any issues. By adding smart predictions to this process, teams can handle systems ahead of time, fixing problems before they cause trouble. These methods together create a defense. This helps banking systems stay trustworthy, follow rules, and work well in cloud setups.